Getting pre-approved is a good idea. Not only will the financial aspect of closing your purchase go more smoothly, you'll find that your negotiating position is much stronger when pre-approved for a loan. Sellers will know that you're serious and able to make a deal and they'll treat you that way. Having a strong pre-approval can sometimes make the difference in getting your offer selected in the case that there are multiple offers on a property.
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Lenny Gerthoffer has been helping people buy, sell, and finance real estate for over 16 years. Based in the heart of downtown Santa Barbara, Blue Star Real Estate is a full service company that also offers full service... (read more)